If you are a citizen of Kansas, having car insurance is a must for you. Car accidents have become a common problem in Kansas. Hence the government has introduced stringent laws and the drivers, pedestrians and passengers need to abide by the laws. One of the most important laws to be followed by the car owners is that they need to have auto insurance. As far as vehicle insurance is concerned, the Kansas legislators take the issue very seriously. The citizens are well protected against all kinds of odds that may happen while they are traveling.
Like many other states, Kansas government has also made it mandatory for people operating a vehicle to have liability insurance and the state police enforce this law vigorously. The law is balanced and fair because it not only protects the drivers. The law also protects people outside a car, if they have been injured or killed by a driver accidentally or due to negligence.
According to the law, all the drivers need to carry a 25/50/10 KS auto insurance. Let us take a look at the policy breakup.
The driver can get coverage upto $25,000 (compensation payable to the plaintiff) if an individual is hurt or killed by the driver.
The driver can get coverage upto $50,000 (compensation payable to the plaintiff) if more than one person is hurt or killed.
The driver can get coverage upto $10,000 (compensation payable to the plaintiff) in case property has been damaged.
The Kansas government has introduced this law to protect the rights of the citizens so that in case of an accident that leads to injury or death, some kind of financial assistance can be offered to the victim or the family of victim (in case of death).
Buying an auto insurance policy in Kansas is not a tough job because there are several companies that offer cheap insurance policies in Kansas. You can check the premium rates and the benefits offered by several companies and then choose a policy that best suits your need.
If you have bought a new car and decided to operate it yourself, you cannot escape buying a KS auto insurance and you don’t even need to do such a mistake since getting cheap insurance is not a tough job in Kansas due to the cut throat competition in the insurance market.